Health Insurance

Health insurance is designed to offset the high cost of medical care.

The type of policy you buy will dictate the coverage and there are many options available.  You can buy a high deductible HSA plan or a co-pay plan that gives you affordable co-pays for doctor visits and prescriptions.  Our agents take the time to talk with you about your needs, confirm doctors and facilities will be covered in your network, and to answer all your health insurance questions.  

Individual and Family Health Insurance

Individual and Family Health Insurance

When looking for health insurance for yourself or your family, you have several options.  Our agents are certified on the Your Health Idaho Marketplace to assist with options for tax credits or Medicaid.  With our expert advice, we will make the process easy and explain the steps along the way.

Other options for individuals and families are direct or short-term policies.  Our agents are preferred brokers with all the companies in Idaho and we offer a wide range of options. 

Many options are also available to individuals and families for vision and dental insurance.  We’ll assess your immediate needs and help you find a plan that works for you and your family.

Group/Employer Sponsored Insurance

An employer consisting of 2+ employees is eligible for group insurance.  The 2 employees can also be a husband and wife only business.   In Idaho, an employer qualifies for group coverage when they offer it to all employees whether they take it or waive it.  It’s a business expense so it can be a win for both the employer and the employee.  A pre-tax plan can also be set up so the employer and the employee both enjoy tax savings.  

Many additional options are also available to employer plans such as vision and dental insurance.  We’ll assess your needs and help you find a plan that works for you and your staff.  A group plan can also add on additional benefits like life insurance and disability.

Why We're Different

We’re independent insurance agents appointed with dozens of top companies and offer many options to you.  We take our time to assess your needs and talk with you so that you feel comfortable in your decision.