Auto Insurance

Driving in Idaho shouldn’t feel complicated—or expensive. We compare multiple carriers to tailor coverage that fits how you drive in Boise, Nampa, Meridian, Caldwell, and across the Treasure Valley.


Whether you’re insuring a new teen driver, upgrading vehicles, or looking to save by bundling, we’ll walk you through exactly what you need (and what you don’t), in plain English.

What We Help You With:

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STATE-MINIMUM & FULL COVERAGE →


Stay compliant with Idaho’s required minimum auto insurance while having the option to increase your limits for added peace of mind. Full coverage provides broader protection for you, your vehicle, and others on the road.

Two cars collide.

COLLISION & COMPREHENSIVE →


Collision covers repairs to your car after an accident, whether it’s your fault or not. Comprehensive protection steps in for non-collision losses like theft, vandalism, hail damage, or even hitting a deer.

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UNINSURED/UNDERINSURED MOTORIST →


Protects you financially if another driver causes an accident but doesn’t have enough (or any) insurance. This ensures your medical costs and damages are still covered.

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MEDICAL PAYMENTS (MEDPAY) →


Helps cover medical expenses for you and your passengers after an accident, regardless of who’s at fault. This can include hospital visits, ambulance fees, and even dental work from an injury.

Black outline of a tow truck with a crane, facing right.

ROADSIDE, RENTAL & GAP →


Roadside assistance keeps you moving with services like towing, jump-starts, and lockouts, while rental reimbursement covers temporary transportation. GAP coverage helps pay the difference if your car is totaled and you owe more than its current value.

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BUNDLE DISCOUNTS →


Save money when you combine auto coverage with home, renters, or umbrella insurance. Bundling makes managing your policies easier while lowering your overall premiums.

Auto Insurance FAQ

  • How much liability coverage do I need?

    Many locals choose limits higher than state minimums (e.g., 100/300/100) to protect savings, wages, and a home. We’ll price several options side-by-side.

  • What’s “full coverage”?

    Informally, liability + collision + comprehensive. It’s not unlimited—deductibles and limits still apply.

  • Can I insure a teen driver affordably?

    Yes. We’ll apply good-student, driver-training, and telematics discounts and shop multiple carriers.

  • Do I need UM/UIM in Idaho?

    It’s strongly recommended. If an at-fault driver has little/no insurance, UM/UIM can cover your injuries and damages.

  • Does my policy cover rental cars?

    Often your liability extends to rentals; physical damage depends on your policy. We’ll confirm and quote rental reimbursement if you want it.

Start Your Auto Quote

Drive with confidence. Let’s find the right coverage at the right price today.