Small Business & General Liability Insurance
Your business deserves protection that works as hard as you do, covering accidents, injuries, or damages that could otherwise derail operations. We package general liability, property, and other key protections so contracts, landlords, and clients say “yes” with confidence.
From retailers to restaurants and offices, we’ll tailor a plan that fits your risks and budget.
What We Help You With:
GENERAL LIABILITY (GL) →
Protects your business against claims of bodily injury, property damage, or personal and advertising injury. This coverage is often required for leases, contracts, and vendor agreements.
COMMERCIAL PROPERTY & BI →
Covers your building, equipment, and inventory if damaged by fire, theft, or other covered events. Business income (BI) protection also helps replace lost revenue while you recover.
BOP PACKAGES →
A Business Owner’s Policy combines general liability and property insurance into one convenient package. It’s a cost-effective way to get core protection most small businesses need.
CERTIFICATES & CONTRACTS →
Get fast turnaround on Certificates of Insurance to meet client and landlord requirements. We also handle additional insured endorsements and waivers of subrogation to keep contracts moving.
ADD-ONS →
Expand coverage with options like cyber liability, employment practices liability (EPLI), inland marine, or liquor liability. These add-ons address specialized risks so your protection keeps pace with your business.
Business/GL FAQ
What does GL not cover?
Professional mistakes (E&O), employee injuries (workers’ comp), company vehicles (commercial auto), and intentional acts.
Do landlords require specific limits?
Often yes. We’ll match their requirements and provide compliant COIs.
Is a BOP cheaper?
Frequently, for small businesses—it bundles coverage efficiently.
How fast can I get a certificate?
Same-day in most cases once coverage is bound.
Do I need cyber liability?
If you store customer data or take payments, yes—it’s increasingly essential.